What Type of Investor Loan Is Right for You?

Each project is different β€” and the right loan can make or break your deal. Here’s a quick breakdown to help you understand your options.

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🧱 Fix & Flip Loans

Best for: Investors buying, renovating, and selling quickly.


Key Features:

Up to 75% of ARV funded

Interest-only monthly payments

Close in 7–10 days

Minimal documentation

πŸ’‘ Use this when speed and simplicity matter most.

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🏘️ Rental (DSCR) Loans

Best for: Buy-and-hold investors building passive income.


Key Features:

30-year terms available

Qualification based on rental income, not personal income

No tax returns required

Refinance options available

πŸ’‘ Perfect for scaling a portfolio without traditional lending headaches.

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⏱️ Bridge Loans

Best for: Investors needing temporary capital while waiting for a refinance or sale.


Key Features:

Short-term (6–12 month) funding

Flexible structure

Ideal for transitional projects

πŸ’‘ Use this when timing or liquidity is the challenge.

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πŸ—οΈ New Construction Loans

Best for: Builders or investors starting from the ground up.


Key Features:

Covers land + build costs

Interest-only during construction

Convert to permanent loan upon completion

πŸ’‘ Perfect for ground-up builds or tear-down/rebuilds.

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🏒 Commercial / Mixed-Use Loans

Best for: Multi-family or commercial property investments.


Key Features:

Based on project income potential

Private and institutional options available

Great for mixed-use developments

πŸ’‘ Ideal for scaling beyond residential investments.

Quick Comparison of Loan Options

A side-by-side look at terms and use-cases so you can match financing to your strategy.

Loan Type Typical Term Based On Ideal For
Fix & Flip 12 months ARV Flippers
DSCR (Rental) 30 years Cash Flow Landlords
Bridge 6–12 months Equity Transitional Projects
Construction 12–18 months Project Cost Builders
Commercial / Mixed-Use Varies NOI / Cap Rate Multi-Use

Why Choosing the Right Loan Matters

Most investors don’t lose deals because the property isn’t rightβ€”they lose them because the funding wasn’t aligned with the strategy or timeline.

Light Probes

  • How are you funding deals todayβ€”and what happens when a lender slows things down?
  • What would it mean for your profits if you could align the loan to the exit strategy (flip, hold, bridge)?
  • Is there a project you passed on simply because the financing didn’t fit the timeline?

If Nothing Changes…

Delays, higher carry costs, missed offers, and deals tied to rigid terms that drain margin.

If We Get This Right…

  • Faster offers and closings because funding is already matched to the plan.
  • Lower friction with lenders who evaluate the deal the way you run it (ARV, DSCR, equity, NOI).
  • Predictable execution across flips, rentals, bridge, construction, and commercial.

How We Help

We act as your broker across multiple private & institutional lendersβ€”structuring the file for the outcome you want. No upfront costs. No credit checks. We only get paid if your deal gets funded.

Speed
Pre-approvals often in 24 hours.
Fit
Loan programs mapped to exit strategy.
Leverage
ARV, DSCR, Equity, NOI/Cap Rate options.
See What I Qualify For
5–8 quick questions. No obligations.

Find Out Which Loan Fits Your Investment Strategy

Answer a few quick questions and we’ll suggest a program aligned to your timeline and exit plan.

How We Get Deals Funded Fast

Simple, transparent, and built for investors who value speed, flexibility, and clarity.

1

Submit Your Project Details

Take the short quiz and share the basicsβ€”project type, timeline, exit strategy, experience, and deal size. This helps us align you with the right program from the start.

2

Get Matched to the Right Lender

We broker your file across multiple private & institutional lenders (Fix & Flip, DSCR, Bridge, Construction, Commercial) and surface best-fit options for your deal.

  • Pre-approvals often within 24 hours
  • Programs mapped to your exit plan
  • No upfront fees; we only get paid if you fund
3

Review Terms & Close Fast

We’ll walk you through terms, collect final docs, and coordinate closingβ€”so you keep momentum on the deal.

  • Clear, side-by-side options
  • 7–10 day closings common on flips/bridge
  • DSCR + Commercial built for long-term holds
Speed
Pre-approvals ~24h
Fit
Programs to your strategy
No Upfront Fees
We only get paid if you fund

What types of real estate loans do you offer?

We work with a range of investor-focused loans β€” Fix & Flip, DSCR (rental), Bridge, New Construction, and Commercial/Mixed-Use loans.
Because we act as a broker, we can match you with multiple lenders and find the best fit for your deal.

Do I need perfect credit to qualify?

Not at all. Many of our programs are asset-based, meaning approval is driven more by the deal strength and exit strategy than your personal credit score.

How fast can I get approved and funded?

In many cases, pre-approvals happen within 24 hours once we have your project details.
Typical closings for Fix & Flip and Bridge deals are within 7–10 days.

Are there any upfront fees or application costs?

No. We only get paid when your deal funds β€” that means our success is tied directly to yours.

What’s the minimum and maximum loan amount?

We can typically fund deals starting around $100K, with lending options reaching $5M+, depending on the property and project type.

Can you help new or first-time investors?

Absolutely. We work with both new and seasoned investors. If it’s your first deal, we’ll walk you through the process and help you structure it for approval.

What’s the next step if I’m ready to move forward?

You can start the application online or schedule a quick call with Tony to discuss your deal.
Once we review your project details, we’ll match you with the right funding program and get you pre-approved quickly.

Ready to Fund Your Next Deal?

Whether it’s your first investment or your next big project, we’re here to make the process fast, transparent, and built around your goals β€” not red tape.

No upfront fees β€’ No obligation β€’ Fast approvals β€’ We only get paid when you do

Get In Touch

Address

Office: 1400 Macon Road #247, Perry GA 31069

Assistance Hours

Mon – Fri 9:00am – 5:00pm

Saturday & Sunday – CLOSED

Phone Number:

(888) 920-6837

Perry, GA, USA

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Perry Chamber of Commerce